Free expert guides by StudyCapital advisors — documents, moratorium, GIC, rejection reasons, bank comparisons and more.
In-depth guides to help you understand, apply for and manage your education loan — written by our advisors.
Missing even one document can delay your loan by days. Use this complete, bank-verified checklist covering student KYC, co-applicant income proof, collateral docs and international loan extras.
Read Article → ⏳ EXPLAINERWhat is a moratorium period? What happens to interest while you study? When do EMIs start? Explained clearly with real worked examples and bank-by-bank comparison.
Read Article → 🇨🇦 CANADAThe GIC (CAD 20,635) is mandatory for Canada SDS visa applicants. Learn what it is, the best providers (CIBC, Scotiabank, SBI Canada), and how to include it in your education loan.
Read Article → ❌ MUST READLow CIBIL, weak income, missing documents, wrong bank — these are the most common reasons loans get rejected. Learn exactly how to fix each one before you apply.
Read Article →Every StudyCapital page — country guides, domestic loans, tools, bank comparisons and more.
Loans for MS, MBA, PhD at US universities. Up to ₹1 crore at 8.5% p.a. F-1 visa funds covered.
View Guide →Loans for Canada study permit. GIC (CAD 20,635) included. SDS visa funds arranged.
View Guide →Loans for UK universities. CAS number funds, IHS health surcharge included.
View Guide →Loans with OSHC included. AOS funds proof for student visa. Up to ₹1 crore.
View Guide →Blocked account (€11,208) included. Tuition-free public universities. Fintiba arranged.
View Guide →Best rates for all 23 IITs. Collateral-free up to ₹40L. B.Tech, M.Tech, MBA covered.
View Guide →Loans for MBBS in India and abroad — Russia, Philippines, Georgia & more. 5.5-yr moratorium.
View Guide →Collateral-free education loans up to ₹40 lakhs. Eligibility criteria and best banks explained.
View Guide →Visit our Delhi office at Sainik Nagar. Walk-in appointments welcome Mon–Sat, 9 AM–7 PM.
View Page →StudyCapital's Prayagraj branch in D Block ADA Colony, Naini. Free consultation available.
View Page →Our Punjab branch at South City VIP Road, Zirakpur. Serving students across Punjab & Haryana.
View Page →Detailed comparison — interest rates, processing time, collateral, university coverage and more.
Compare Now →Complete guide to SBI Scholar Loan & Global Ed-Vantage — rates, eligibility, documents.
View Guide →Calculate your exact monthly EMI, total interest and repayment schedule instantly — free tool.
Use Calculator →Education loan interest is tax-deductible under 80E — no upper limit, up to 8 years. Full guide.
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