Studying in France is an exciting journey — and funding it is easier than you think. StudyCapital helps Indian students get education loans specifically structured for France-bound students, covering tuition, living costs, and visa-related requirements.

Education Loan for France — Key Details

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Courses
MSc, MBA, Grande École
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Max Loan
₹2 Crore+
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Visa
Long-Stay Student Visa
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Lenders
HDFC Credila, SBI

Important Note for France-Bound Students

📌 Key requirement: AVI (proof of funds) required; HEC, INSEAD, ESSEC are top targets; mostly English-taught at Masters level

StudyCapital coordinates all these requirements simultaneously — loan, bank statement, and visa documents are processed together so there's no delay.

Documents Required

  • 📄 Admission letter / offer letter from the university
  • 📄 Academic marksheets (10th, 12th, graduation)
  • 📄 Co-applicant KYC: Aadhaar, PAN, Passport
  • 📄 Co-applicant income proof: Salary slips (3 months) or ITR (2 years)
  • 📄 Bank statements (6 months)
  • 📄 Fee structure from the university
  • 📄 Collateral documents (if applicable): Property papers, FD certificates

Interest Rates & Repayment

For France-bound students, interest rates range from 8.5% to 13.5% depending on the lender and your profile.

Repayment begins after your course ends + 6–12 month moratorium (grace period). Total tenure up to 15 years.

Tax benefit: Full interest paid is deductible under Section 80E for up to 8 years — zero upper limit.