⚠️ Disclaimer

The information provided on www.studycapital.in by StudyCapital (UDYAM-DL-10-0118163), registered at B-158/159, Sainik Nagar, New Delhi – 110059, India, is for general informational and educational purposes only.

While we make every effort to keep information accurate, complete, and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any information, products, or services on this website.

StudyCapital is an independent education loan consultancy — not a bank, NBFC, or any regulated financial institution under the Reserve Bank of India (RBI). We do not:

• Sanction, approve, or disburse loans of any kind
• Accept deposits or manage funds on behalf of clients
• Guarantee loan approval, specific interest rates, or loan amounts
• Act as a registered agent or broker of any specific bank or NBFC

All loan sanctions, disbursals, interest rates, and repayment terms are determined solely by the respective lending institution in accordance with their internal credit policies and RBI guidelines.

All interest rates, loan amounts, EMI figures, processing fees, and eligibility criteria mentioned on this website are indicative only and subject to change at any time without notice, based on the policies of individual banks and NBFCs.

Always verify all rates, terms, and eligibility criteria directly with the concerned bank or NBFC before submitting any loan application.

Nothing on this website constitutes professional financial, legal, tax, or investment advice. Content is provided purely for informational purposes and should not be construed as a substitute for consultation with qualified financial advisors, legal professionals, or certified tax consultants.

StudyCapital's advisors are education loan consultants, not Registered Investment Advisors (RIAs) or certified financial planners. Any guidance provided is general in nature. Before making any major financial decision, please seek independent professional advice appropriate to your specific circumstances.

This website may contain links to third-party websites including bank portals, government schemes (e.g., Vidya Lakshmi, Padho Pardesh), university websites, and scholarship portals for convenience only. StudyCapital has no control over the content, accuracy, or availability of third-party websites and does not endorse any third-party products, services, or opinions.

Information about government schemes and scholarship guidelines is sourced from publicly available data and may not reflect the most current updates. Always verify with the official government portal.

Testimonials, success stories, and student reviews displayed on this website reflect individual experiences and are not necessarily representative of all outcomes. Past results do not guarantee similar results for future applicants.

Loan approval outcomes depend on multiple factors including academic profile, co-applicant income, credit history, collateral availability, and individual bank policies — all of which are outside StudyCapital's control.

To the maximum extent permitted by applicable law, StudyCapital, its directors, employees, partners, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from use of this website, reliance on its content, loan rejection by any lender, or errors or omissions in website content.

Our total aggregate liability, if any, shall not exceed ₹5,000 (Indian Rupees Five Thousand Only).

This Disclaimer is governed by and construed in accordance with the laws of India. Any disputes arising out of or related to this Disclaimer shall be subject to the exclusive jurisdiction of the courts of New Delhi, India.

By continuing to use this website, you acknowledge that you have read, understood, and agreed to this Disclaimer in its entirety.

If you have any questions about this Disclaimer, please contact us: